[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.remirent.cz\/vanoce-na-dluh-ano-ci-ne\/#Article","mainEntityOfPage":"https:\/\/www.remirent.cz\/vanoce-na-dluh-ano-ci-ne\/","headline":"V\u00e1noce na dluh, ano \u010di ne?","name":"V\u00e1noce na dluh, ano \u010di ne?","description":"To, \u017ee v\u00e1no\u010dn\u00ed sv\u00e1tky n\u011bjakou tu korunu stoj\u00ed, nen\u00ed \u017e\u00e1dn\u00e9 p\u0159ekvapen\u00ed. Jasno bychom ale m\u011bli","datePublished":"2019-10-27","dateModified":"2023-05-10","author":{"@type":"Person","@id":"https:\/\/www.remirent.cz\/author\/#Person","name":"","url":"https:\/\/www.remirent.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"remirent.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.remirent.cz\/wp-content\/uploads\/img_a356114_w3850_t1570880982.png","url":"https:\/\/www.remirent.cz\/wp-content\/uploads\/img_a356114_w3850_t1570880982.png","height":0,"width":0},"url":"https:\/\/www.remirent.cz\/vanoce-na-dluh-ano-ci-ne\/","about":["Finance"],"wordCount":466,"articleBody":"To, \u017ee v\u00e1no\u010dn\u00ed sv\u00e1tky n\u011bjakou tu korunu stoj\u00ed, nen\u00ed \u017e\u00e1dn\u00e9 p\u0159ekvapen\u00ed. Jasno bychom ale m\u011bli m\u00edt v tom, jakou \u010d\u00e1stku jim hodl\u00e1me ob\u011btovat a koho v\u0161eho ze sv\u00fdch p\u0159\u00edbuzn\u00fdch \u010di bl\u00edzk\u00fdch p\u0159\u00e1tel budeme cht\u00edt obdarovat. Pro v\u00e1\u0161 p\u0159ehled a lep\u0161\u00ed orientaci si ud\u011blejte jednoduch\u00fd seznam, pokud mo\u017eno i s typy na d\u00e1rky. Myslete i na to, \u017ee drah\u00fd d\u00e1rek nemus\u00ed b\u00fdt zrovna t\u00edm prav\u00fdm a radost m\u016f\u017eete ud\u011blat i \u00faplnou mali\u010dkost\u00ed.I p\u0159es pe\u010dliv\u00e9 pl\u00e1nov\u00e1n\u00ed m\u016f\u017ee nastat situace, \u017ee na d\u00e1rky prost\u011b dostatek pen\u011bz nezbyde a bude na \u010dase hledat jin\u00e9 \u0159e\u0161en\u00ed. A tak nej\u010dast\u011bji sah\u00e1me po p\u016fj\u010dce. \u0158e\u0161en\u00ed to nen\u00ed zrovna ide\u00e1ln\u00ed, ale pokud se bude jednat o rozumnou \u010d\u00e1stku, kterou nebude probl\u00e9m z rozpo\u010dtu spl\u00e1cet, potom nen\u00ed d\u016fvod, pro\u010d tuto variantu nezvolit. Statistiky mluv\u00ed o 20 % obyvatelstva. Zkuste nejprve sn\u00ed\u017eit \u010d\u00e1stku, kterou jste m\u011bli v pl\u00e1nu utratit, vyh\u00fdbejte se nesmysln\u00fdm a nepraktick\u00fdm d\u00e1rk\u016fm.Nej\u010dast\u011bji se jedn\u00e1 o \u00fa\u010delov\u00e9 \u00fav\u011bry, tedy koupi elektroniky – stoln\u00ed po\u010d\u00edta\u010de, notebooky, mobily, kuchy\u0148sk\u00e9 spot\u0159ebi\u010de. P\u016fj\u010dky se daj\u00ed poskytnout i na koupi letn\u00ed dovolen\u00e9, kterou si pod strome\u010dek m\u016f\u017eete nad\u011blit a m\u00e1te tak spole\u010dn\u00fd velk\u00fd d\u00e1rek pro celou rodinu.Na co si d\u00e1t pozorV\u017edy si pe\u010dliv\u011b prostudujte \u00fav\u011brov\u00e9 podm\u00ednky, pokud si u dan\u00e9 instituce p\u016fj\u010dujete poprv\u00e9, o to pe\u010dliv\u011bji. Banky se hlavn\u011b v t\u00e9to dob\u011b p\u0159eh\u00e1n\u00ed v tom, na co klienty nal\u00e1kat, nab\u00edz\u00ed v\u00fdhodn\u00fd \u00farok, veden\u00ed \u00fav\u011bru bez poplatku apod. Televize na n\u00e1s chrl\u00ed reklamy, jak si v\u00fdhodn\u011b p\u016fj\u010dit a do toho v\u0161eho jsou obchody pln\u00e9 l\u00e1kav\u00e9ho zbo\u017e\u00ed.  U zbo\u017e\u00ed na spl\u00e1tky m\u00e1te i mo\u017enost z\u00edsk\u00e1n\u00ed kreditn\u00ed karty, \u010derp\u00e1n\u00ed je rychl\u00e9 a bezprobl\u00e9mov\u00e9, negativem je vysok\u00fd \u00farok a  RPSN sazba. Podobn\u011b je tomu u kontokorentn\u00edho \u00fav\u011bru, kter\u00fd je spojen s b\u011b\u017en\u00fdm \u00fa\u010dtem, kter\u00fd u\u017e\u00edv\u00e1te, zde by se m\u011blo jednat pouze o vyu\u017eit\u00ed dan\u00e9 \u010d\u00e1stky na p\u0159echodnou, kr\u00e1tkou dobu. Jako z\u00e1loha pro p\u0159\u00edpad nouze je to ide\u00e1ln\u00ed \u0159e\u0161en\u00ed, nebo\u0165 o n\u011bj nemus\u00edte \u017e\u00e1dat opakovan\u011b.Ale hlavn\u011b, v\u00e1noce nejsou jen o drah\u00fdch d\u00e1rc\u00edch, ale o p\u0159\u00edjemn\u00fdch setk\u00e1n\u00edch a spole\u010dn\u011b str\u00e1ven\u00fdch chv\u00edl\u00edch.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00e1noce na dluh, ano \u010di ne?","item":"https:\/\/www.remirent.cz\/vanoce-na-dluh-ano-ci-ne\/#breadcrumbitem"}]}]